Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, Inc., (HTK) Registered Investment Adviser. Member FINRA/SIPC. 500 Linden Oaks, Suite301, Rochester, NY 14625 (585) 899-1200. Centra Financial Group, Inc. and Coordinated Plan, Inc. are unaffiliated with HTK. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.